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Well, one reason you might need a philosopher is because you might be facing philosophical problems.
Simply put, there are two kinds of philosophical problems: ethical and conceptual.
Ethical problems concern questions about how we should live and how we should treat each others. Philosophers are well-equipped to deal with questions about justice and fairness, duties and rights, happiness and well-being.
However, you probably don't give a shit about others or other living beings, therefore you probably don't care about ethical problems in the first place.
Conceptual problems concern questions about understanding and comprehension. Sometimes, our problems don't result from a lack of knowledge or a lack in skill but from our failure to understand the issues or problems at hand.
Philosophers are well-equipped to tackle conceptual problems for they master the tools of logical and conceptual analysis, as well as the various techniques of philosophical scrutiny.
In that case, you might still hire a philosopher because of (a) their uniqueness and (b) abilities that are not only useful for philosophical matters, but also for many others.
Of course, philosophers won't be a good pick to fill an accounting position or any other position that requires specific training for that very position. However, especially in today's era of globalization and industrialization, some challenges need to be faced that are novel, complex and unprecedented. And philosophers, being used to tackle highly complex and difficult matters (ever read a philosophy book?), may be of value in handling such challenges.
Obviously, philosophers are not the only ones capable of coping with difficult situations. Basically every training of higher education provides crucial skills such as critical thinking or logical reasoning and one can acquire them without ever having visited a university or college at all. Nonetheless, philosophers may be of importance, precisely because of their unique training in philosophy which differentiates them from the "ordinary" economist, lawyer or politician. In the words of Alexandra Hildebrandt, people with a unique training can be the jokers of the economy.